PeterScott

This applies to all shared boats: one co-owner causes an expensive but uninsured loss, and a (third-party) claimant acts against the richest co-owner, who happened not to be involved in the incident that caused the problem. Here's an embelishment by way of thought-experiment (*): One co-owner is unexpectedly unable to use their booked fortnight, and by happenstance, at a barbecue, meets their neighbour's cousin who has experience of lumpy-water cruisers and is really keen on trying a narrowboat, so the co-owner says they can use their weeks. (Or if the agreement between the co-owners doesn't allow subletting, then let's have this neighbour's cousin as a guest on the boat offering helpful tidal-passage advice) The fortnight includes a trip down the tidal Trent and returning to the canals at Keadby, which is successfully achieved. Sadly Thorne Lock has an unscheduled fortnight's stoppage and the only way to complete the trip on time is via Trent Falls, where a navigational error cutting the corner causes the narrowboat to sink, and a Humber Lifeboat rescue for the crew without personal injury. The wreck is blocking a shipping lane and ABP (the harbour authority) claims its extensive costs in removing the wreck from the co-owner best-placed to pay. The boat was not insured for the tidal Trent below Keadby, and has no value once recovered... (*) Subletting and scary tidal trips have both happened with other owners on our shared boats, but I've never known of any catastrophic uninsured losses. I wonder if anyone ever explains to owners signing agreements what "jointly and severally" means, and the thread inspires the question of how US law has adapted this common-law concept. Can't be extradited for debt 🙂 and having assets offshore could in these circumstances be advantageous ...

On this day in 2015 floating drydock below Denham Deep Lock No 87 GUSouth Compare 15Sep1980 3Feb2009

As advice above, probably not. This site https://www.boatrent.co.uk/how-to-insure-a-rented-boat is run by a sensible person and offers advice on how to rent out a private boat without it becoming a hireboat, and elsewhere on the site has messages from aspiring boaters seeking rental arrangements - to liveaboard rather than cruise. FWIW

On this day in 2022 HNC ,Springwood Railway Viaduct, Longroyd Lock No 4E Compare 23Apr2022

What Have The Romans Ever Done For Us? Povey's Lock Llangollen

On this day in 2012 low water at Tring Reservoir GU Marsworth Marsworth Locks GUSouth Compare 30Apr2014 26Apr2017 Wendover arm at Bulbourne Junction GUSouth was closed because of reduced water level on the Tring Summit Compare 16Sept1980 4Sep2005 4Sep2005/4Sep2010 3Jun2010 30Apr2014 22Apr2015 24Jun2015 26Apr2018 ... and can still just pick-up a rod and head off for a day's fishing ...

On this day in 2022 Saltaire L+L Compare 1May2004 1Aug2005 20Nov2010 (#2) 12Jun2014 1Jul2016 16Oct2016 18Sep2021 21Apr2022 (#2)

Picture from this day 2013 - by Balls Bridge B+F and my second post for Tonic. As I was lying on the grass, pressing the shutter, I was aiming for a IWA calendar picture, which it succeeded in being for the 2015 calendar. This is another version of the same idea ...

On this day in 1972 Autherley Narrows S+W

This morning 2024 Cooper Bridge C+H/Huddersfield Broad Lock1 Compare 7Apr1979/7Apr2010 8Apr1979 24Aug2002 22Dec2012 27Mar2013 29Jul2013 18Apr2014 (#2) 7Jul2014 5June2021 22Apr2023 26Aug2023 Sadly missed all these buses: busstop on the river bridge hereabouts.

This morning 2024 Cooper Bridge C+H Flood gates Compare 7Apr1979/7Apr2010 8Apr1979 24Aug2002 22Dec2012 (#2) 27Mar2013 29Jul2013 18Apr2014 (#2) 7Jul2014 5June2021 22Apr2023 26Aug2023

On this day in 2013 Perry Barr TameVAlley BCN Compare 8Apr2011

On this day in 2004 around Hazelhurst, Caldon C

On this day in 2014 West Kirby, Dee Estuary

On this day in 2001 Lower Ocker Hill Branch and Junction Tame Valley canal Tame Valley Junction BCN (or Doe Bank Junction) Compare 23Jun1999 19Apr2001 (#2)