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andork

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  • Gender
    Male
  • Location
    nottingham
  • Occupation
    graphic designer

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Gongoozler

Gongoozler (1/12)

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  1. Does anyone know of anywhere that are still doing mortgages or loans? Obviously its not the most ideal way of buying a boat, but we would rather put the money into a mortgage on a boat than say renting a place with nothing to show for it after 10years. Sure we could get a house mortgage to mitigate this, but that required a big deposit and more importantly, knowing where you want to live for a long time. It seems most of the reliable places have stopped doing them pegasus marine finance seem to be the only option, anyone have any experience with them? Thanks, Alex.
  2. Yep this was my worry with it, Don't get me wrong the idea of working and living from a boat sounds fantastic, but I think if I was to do it, after the feedback I've had, it would be to live on the boat, and work off it. This obviously brings other problems like mooring etc but it seems much more feasible. this would leave me the option to work freelance on smaller projects from the boat with the safety of a more stable working environment wether it be my own business start up or an agency. I've lived in a tent all year round wild camping with temperatures down to -5. Don't get me wrong, It's a completely different ball game to boating, but I feel some of the struggles are very similar, in some ways worse, with little to no electric so the worry of not enjoying the idea in the winter is less of a worry at least
  3. that was a 50ft, it was 3500 per birth, I am assuming its per person?
  4. thats a great story! I was lucky enough to be taught the very traditional ways of graphic design, with minimal use of a PC, but more importantly than that It was about how to discover insights and great ideas. Anyone can learn photoshop, design is soo much more than that. For a good half of any project I will work on paper. There is no quicker way of getting ideas down and getting ideas across to clients. nor are you being pulled in by what everyone else has done that is scattered all over the internet. Don't get me wrong, you cant be a designer in this day and age without the internet and a computer, but it should never start there.
  5. had a look into that, but in Nottingham for example i'm looking 7k a year just for the mooring, hardly seems worth it
  6. wow, I genuinly can't believe how fantastic all your advice has been! can't say i've ever had that from a forum post before! I think you have all reinforced my worries with it and highlighted some more. I half expected to need solar panels and a gennie but then never considered that along side other needs. Lady muck is right, I was hoping to work from Macbooks so that looks to be a bit of a problem there. initially I was expecting it to be an alternative way of living, being similar if not cheaper than that of renting a house, but it seems unless you have the disposable income and security it's an idea to hang onto for a while. Thanks so much for the advice!
  7. found a few places that apparently do them, but then we would still have the same issue of qualifying for them Just out of interest, what makes them less desirable than say a mortgage on a house? Does it come down to the lifestyle leaning towards being debt free and living cheaply or?
  8. thanks for the reply! Great news to know that others do the same or similar! As for the borrowing of money, I thought it was a common thing, The way we saw it, it would be cheaper than renting a house, or getting a mortgage on a property and all the bills to go with it. However that being said, unlike a house boats do loose value so its hard to compare. were stuck living with parents after uni at the moment, so we are trying to figure out what to do next really
  9. Firstly this is my first post in the community so hey! I am a recent graphic design graduate along with my girlfriend. After spending some time finding work that suites us both we decided to give a start up studio a go. One decision lead to another and we found our selves looking at Narrow boats. Assuming some how we can find the money through a loan or mortgage to get a Narrow boat, we were wondering if it would be practical to have a liveonboat that could double as a small design studio for us both. Not only does the lifestyle suite us down to a tee, but it could be a really nice, quirky way of setting up a new business (taking the 'studio' to potential new clients etc) which could be a great selling point. Obviously this raises lots of questions, -A wide boat would be best, however this limits our cruising -continuous vs marina -enough internet to keep us both online -would you need extra licensing? Ideally in the future we would love 2 boats, 1 designed as a studio and kitted out as such, and the other a live-on but obviously acquiring 1 boat straight out of uni is hard enough, never mind 2. If anyone has any advice on the idea, or Narrow boating in general it would be greatly appreciated Thanks, Alex
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