Cheshire cat

Thanks Mike, I think that may be the only sensible way forward. Whether we have the appetite to accept the risk ourselves or lay it off with the insurer remains to be seen.

Yes but cruising condition is subjective. That is the problem. You might think it is in cruising condition but if it doesn't come out of the water regularly who is to say other than the insurance company when you try to make a claim

Thanks for your replies. Scenario is that I am a member of a boat club. We are concerned as to what might transpire if we have a member whose boat sinks. Some of the members are insured third party. My boat is insured with Craftinsure and is covered for salvage but as in Alan's example it does say in the policy that I have to maintain my boat. I am happy that I am taking the necessary care but the concern is that it might be possible that someone has not maintained their boat sufficiently well and it takes on water and sinks. It would be good to know that third party recovery costs would be covered but from everyone's input it seems like that will not be the case. The owner might not be able to afford to refloat it themselves and if that is the case it's probably going to be a waste of time trying to sue them. Meanwhile, we are stuck with a wreck on our moorings. I hasten to add that this scenario hasn't played out yet but it is a concern for the club committee which is why I asked the question.

This is a question for the people on here who have third party insurance. Does your policy cover the costs of refloating in the event that your boat sinks?

The bidding thing is one aspect. We have a contract that runs for another 12 years but there are five yearly review periods which allow the charges to be recalculated according to an agreed formula.

Hi Jonathan, Yes we have a rate that is set according to a basket of alternatives. Four are local marinas and six are c&RT online moorings. I can get prices from the marinas but only one of the online moorings is advertising a space. It's gone up 46% in the last five years. CPI for the last five years is 36 % if I remember correctly. Sorry. It's RPI that is 36%

Thanks for the replies so far. I have found an announcement that there will be an across the board increase of 4% this year but no indication of any base price. Interestingly, there are prices on our lease declared for 2018 as official price per foot. I would have thought that even then C&RT were holding auctions for moorings. Mike's experience of his mooring going up 9% a year is a worse case scenario so far and probably extreme because of location (he says hopefully)!

The stoppage now says closed until 29th August at 17.00

Does C&RT publish how much their online moorings cost? I can find some detail for moorings that have vacancies but the ones I am interested in are currently fully occupied. This may seem like a strange question but our boat club lease moorings from C&RT and the charge will increase according to the average of a basket of similar local online moorings. A review is due this year and I'm trying to anticipate the likely increase in charges.

It's not so much about whether your boat will sink but rather the scenario where your insurance asks for a survey and the surveyor declares that your boat needs overplating.

Not a stoppage but the infamous bridge at Meaford on the Trent and Mersey has had it's coping stones knocked off again. I think they lasted about 18 months this time.

You can tell the ones that have been turned over. The door handles get filed down as they slide down the road. They are the same door handles as fitted to a Rover P6. My best man turned his Dads over and got aBoll***ing. Three months later his Dad did the same"

It might be elderly but it still does the business. I remember being behind you on the T&M and you just disappeared in front of us. My Beta 35 does around 9 miles to the gallon. Tyler Wilson shell with 28" draught when not moving.

It's interesting that the notice starts with the phrase "In the next couple of weeks". It's clearly not equipment failure that has brought about this change of approach. It's interesting that the notice starts with the phrase "In the next couple of weeks". It's clearly not equipment failure that has brought about this change of approach.